Why would you join a pooled income trust?
1
You or your loved one require home care.
2
Since medicaid income brackets are very small, you have high spend-downs to receive your home care benefits.
3
In order to benefit from home care, you are drained of your income. Now, you have no more “excess income”, just financial strain.
Enter ECS pooled income trust fund
1
You put your excess income, that would otherwise be paid as spend-downs to maintain Medicaid eligibility, into a legal trust fund.
2
Your spend-down funds are managed by the trust, and used towards your monthly disbursements-bills that are not covered by Medicaid benefits.
3
You become eligible for Medicaid home care benefits without hefty spend-down.
4
Now receive your home care benefits and have control over your own income.
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