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Call: 718-701-7777

Here’s how a pooled trust works.

1
Deposit your excess income into the ECS pooled income trust
2
Submit your monthly disbursements by fax, mail, email or online
3
We pay your bills (disburse your funds) from the income trust fund towards your living expenses
4
You receive monthly statements by method of choice
5
Your countable income is reduced and you remain eligible for Medicaid benefits

Spend time on the things you love,
not on spend-downs

Chat with a friendly care manager
Yes, I want to benefit from healthcare without the high spend downs

The Process

Simple, streamlined steps to a secure, healthy future

The Process

Step one

Free consultation

Chat with a friendly care manager in person or over the phone. Discuss your Medicaid eligibility, your home care needs, and your excess income. Then, we’ll explain the next steps to becoming a part of the pooled income trust and how it’ll benefit you or your loved one.

1
Step two

Get approved for Medicaid

2

If you haven’t yet applied, our partner company can guide you through the Medicaid application process and get started on the disability approval to speed up the trust application process. If you’ve already been approved for Medicaid but have hefty a spend down due to excess income, we can move on to the next step.

Step three

Determine your eligibility

3

Your personal care manager (from the initial consult call) will help you navigate the application process for disability and the pooled income trust. Once you are eligible, your personal account will be established within the pooled income trust.

Step four

Use your spend down towards monthly expenses

4

Your spend down will now be available for daily living expenses covered by the fund. Your personal partner at ECS will manage your account efficiently, transparently and responsibly. Always just a phone call (or email) away, we’re here to service you as a trusted partner.

Sorted financials so you don’t feel overwhelmed.

Get started
ECS
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